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NOTICE: Our branches will be closing at 4pm on Wednesday, 11/23. We will also be closed for the Thanksgiving Holiday on Thursday, 11/24 and back to normal business hours on Friday, 11/25. Happy Thanksgiving!
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Need help financing a vehicle?

We Can Help.

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Have unexpected medical bills?

We Can Help.

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Need money for home improvement or repair?

We Can Help.

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Looking for some extra money for college?

We Can Help.

Personal Loans

We offer personal loans for a variety of needs to assist our customers' individual situations.

Auto Loans

If you’re in the market for a new vehicle, contact us or visit one of our branch locations.

Car Dealers

We partner with automotive dealers to offer affordable financing options to their customers.

Our Mission

At FFS, we provide financial assistance to all members of society with equal respect for all. We specialize in providing Personal Loans and Automobile Financing. We also offer credit counseling, budget planning, and if you would like to discuss financing a used vehicle price to purchase we will guide you concerning car values, monthly payments, etc..

FFS offers convenient and inviting branch locations throughout North Carolina, Virginia, Tennessee and Georgia, where anyone will feel welcome to enter and share their needs with a caring, well-trained advisor who will listen to you and recommend your best options. Note: Ask us if we service your state. We are currently expanding our lending areas.

Latest From Our Blog

View our latest articles, tips and advice on financing, budget planning, loans and much more.
Winter Weather Notice

Winter Weather Notice

Please be advised, when inclement weather is forecasted we may not be able to get into the offic[...]
Thanksgiving Branch Hours

Thanksgiving Branch Hours

All FFS branch locations will be closed on Thanksgiving Day. We will be reopen with normal hours on [...]

Want More Information?

Simply fill out our request form below and we will contact you to get more information!